State Farm: Best Reputation for Customer Service.Haven Life: Best for Term Life Policies.
Policygenius: Best for Comparing Life Insurance Quotes.Ethos: Best for Guaranteed Issue Policies.Bestow: Best Coverage With No Medical Exam.Our Top Picks for Best Life Insurance Companies To help you select the best life insurance policy for your needs, we explain how the most popular life insurance options differ from one another and answer some of the most frequently asked questions regarding coverage types and average costs. But not all life insurance products are equal, and comparing policies can be a time-consuming task. The best life insurance policy for you will depend on the number of dependents you have and how much you want to provide for them. Your beneficiaries can then use the funds for anything from covering lost income and funeral expenses to paying off a mortgage or other debt. It pays a death benefit - often as a lump sum of money - to your named beneficiaries. A life insurance policy is the best way to ensure your loved ones’ financial security after your death.
